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Environmental / Pollution

Pollution or environmental events can have huge financial consequences, so if you have an exposure to this type of loss, proper coverage is essential. Pollution insurance is a type of insurance that covers costs such as cost of restoration and cleanup, liability for injuries and deaths caused by pollution.

Pollution insurance usually takes the form of first-party coverage for contamination of insured property either by external or on-site sources. Coverage is also afforded for liability to third parties arising from contamination of air, water, or land due to the sudden and accidental release of hazardous materials from the insured site. The policy usually covers the costs of cleanup and may include coverage for releases from underground storage tanks. Intentional acts are specifically excluded

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