Winter is here, and with it comes the exhilarating thrill of snowmobiling! Whether you’re a seasoned rider or new to the sport, snowmobiling offers an incredible way to explore the winter wonderland. As you gear up for your next adventure, it’s essential to keep safety in mind and ensure your snowmobile is well-protected.
The Joy of Snowmobiling
Snowmobiling is more than just a hobby; it’s a lifestyle. The rush of gliding over fresh powder, the breathtaking views of snow-covered landscapes, and the camaraderie of fellow riders make it an unforgettable experience. Whether you’re navigating through dense forests, crossing frozen lakes, or climbing steep hills, each ride is a new adventure.
Safety Tips for Snowmobilers
While snowmobiling is fun, it’s crucial to prioritize safety to ensure every ride is enjoyable and accident-free. Here are some essential safety tips:
- Wear Proper Gear: Always wear a helmet, goggles, and appropriate clothing to protect yourself from the cold and potential injuries.
- Stay on Marked Trails: Stick to designated trails to avoid hazards like thin ice, hidden obstacles, and private property.
- Check Weather Conditions: Before heading out, check the weather forecast and trail conditions to avoid getting caught in a storm or dangerous situations.
- Ride Sober: Never operate a snowmobile under the influence of alcohol or drugs.
- Carry Emergency Supplies: Bring a first-aid kit, tools, and a fully charged phone or GPS device in case of emergencies.
- Take a Safety Course: Enhance your skills and knowledge by taking a snowmobile safety course. You can sign up for one through Snoman.
One Insurance’s Exclusive ORV Program
At One Insurance, we understand the unique needs of snowmobilers. Our exclusive ORV program offers comprehensive coverage tailored specifically for snowmobiles. Here’s what sets our program apart:
- Replacement Cost Endorsement: Get full replacement cost coverage on brand-new snowmobiles for up to 24 months.
- No Vehicle Inspection Required: Enjoy hassle-free coverage without the need for a vehicle inspection.
- Choice of Deductibles: Select from $1000, $750, or $500 deductibles to suit your budget.
- All Perils Coverage: Protect your snowmobile against fire, theft, vandalism, collision, breaking through ice, and sinking in muskeg.
- Additional Benefits: Includes up to $1000 for salvage recovery costs, $2000 for accessories, and $2000 for search and rescue expenses.
Discounts and Savings
We offer several discounts to help you save on your snowmobile insurance:
- 15% Discount: For riders aged 50 and over.
- 10% Safe Rider Discount: For snowmobiles with Snopass and claim-free/traffic conviction-free riders.
- 5% Safety Course Discount: Present your snowmobile safety course card to receive this discount.
Easy Application Process
Applying for our ORV program is simple and convenient. You can complete the application online and make a credit card payment. Coverage is effective upon full payment and approval by your One Insurance broker.
